Mortgage Blog

Explore the evolving Fort McMurray real estate market in 2024 with insights on declining prices, lower mortgage rates, and the shift towards buying.

Bank of Canada’s rate hike pause signals shift; focus on housing market resilience and 2024’s cautious economic recovery in Canada.

Discover Fort McMurray’s allure: top job prospects, outdoor adventures, strong community, quality education, and rich cultural diversity.

Expert insights from CIBC’s Benjamin Tal on the Bank of Canada’s nearing end to rate hikes and the economic outlook for Canada in 2023.

What does it take to be a homeowner? A down payment, certainly. A good job, yes. Strong financial planning, absolutely. And how about credit? How can you know if you've got good credit? And if you don't, how can you make it stronger? Here are the 5 C's of credit for...

The common consensus in May was that the Bank of Canada wouldn't be increasing the overnight rate again for another 12 to 18 months. With this week's announcement from the central bank this forecast is even more certain. In fact, more and more economists are expecting...

If you're thinking about buying your first home you may already be familiar with what it takes to be a homeowner. Paying the bills, cooking, cleaning, and doing the shopping. You might have a lot of practice at these kind of responsibilities but unless you planned for...

Most people have a love/hate relationship with credit cards. But they are often a necessary for many Canadians when they want to start building their credit. Attractive options like credit cards with cash back or travel rewards can be excellent tools if you know how...

If you've been paying attention to the housing market then the phrase "stress test" will mean something to you. Maybe even something bad. The test, which was brought in by OSFI at the start of 2018, is most known for the impact it has on one's ability to handle a...

By the end of winter most Canadians are chilled to the bone. Once warmer weather starts to warm us up you're likely to see Albertans soaking up the sun as much as possible. Whether they're working on freshening up their pasty complexions, washing away the salt and...